Make the future YOU want... secure
Introducing Gemma - Managed Portfolio Service Client and mother of 3 children
Two years ago Gemma decided that what she really wanted was a fresh start and the freedom to make choices, both now and well into her retirement years. Her independence in every sense was vitally important to her. Gemma realised however, that she knew nothing about financial planning or investing and was concerned she would put the family’s capital at risk through financial mis-management.
The Challenge
Gemma was committed to giving her children the best start possible in life. After purchasing a new family home, furnishing it, as well as paying her children’s school and university fees, she was beginning to realise the burden of budgeting and financial management.
Too daunted at that point to work out what level of income she actually needed (or how to generate it), she sought professional help from ABN AMRO Craigs.
The Solution
Gemma wanted to establish a relationship with an investment advisor that she could absolutely trust and feel an affinity for. Having done this, she was glad to hand-over the remainder of her capital, draw a comfortable income and let someone else worry about growing her wealth according to the future she wanted to make for herself and her family.
Gemma’s ABN AMRO Craigs investment advisor became her confidante, teaching her the basic tenets of prudent investment, how to manage her money and how to grow both capital and income. She was advised to build a portfolio of moderate risk-investments with fixed interest bonds and New Zealand and Australian equities. This strategy has worked well, with Gemma and her family achieving a reliable income with capital growth.